by Julie Can a credit repair law firm really remove a bankruptcy or foreclosure from your credit report even if they’ve actually occur? It’s a scam by: Shelby Any company that claims it can remove bankruptcies and foreclosures is lying, …

Bankruptcy credit repair report question Read more »

by Ken (Nebraska) My wife and me plan to apply for a home loan six month from now. My wife’s score is pretty good – around 700.My score is less good – around 630. I have three credit cards on …

Best Way To Pay Credit Cards to Increase Credit Score Read more »

by Evelin My debts are more than 7.5 years old and have aged off a few months ago. Absolutely by: Tracy Like so many people, you are confusing between the statue of limitation and the credit reporting time limit. Derogatory …

Can creditors still come after you even if debt aged off your credit report? Read more »

by Arturo Is it a good idea to improve my credit score by taking home equity loan in order pay off credit cards debt? It’s the worst idea ever! by: Stacy So you intend to risk your home for something …

Can I improve my credit score with a home equity loan? Read more »