by Brad Like so many student I have two student loans. I still have a few years before graduate, but I want to start building a credit history. I think I can afford to chip in a hundred bucks or …

Can pre-paying my student loans increase my credit score? Read more »

by Carolin How can I check credit personal report for free? Tnx.. Use the Annual Credit Report Request Service by: Gloria The government has made it possible for everybody to get a Free Annual Credit Report from the 3 major …

Check credit personal report Read more »

by Melissa (NJ) I’ve checked my credit report lately. There are a couple “potential negative – closed accounts” on it. I have a few questions about it: 1) What exactly does this mean? 2) Because they are closed, are they …

Closed Accounts on Credit Report Read more »

by Damon I closed a credit card over the phone 4 months ago. When I closed it I made sure that the balance is zero (If it wasn’t, they wouldn’t have let me close it, but I made sure anyway). …

Closed credit card – now have late payment on my report! Read more »