by James I filed for bankruptcy at the end of 2004 and it was charged off in 2005. I expected it go go away from my credit report this year because 7 years have passed, but it’s still there hurting …

How long does a chapter 7 bankruptcy stay on your credit report? Read more »

by Marilyn Hi, I had four debts that I paid and then disputed. TransUnion has removed them right away, but they still appear on my Experian & Equifax report. Any idea when will they be removed? Only after 7-1/2 years …

How long do paid dispute stay on my report? Read more »

by Jeremiah I have 5 collections on my report, all from the same company. They agreed to delete it from my report once I pay them off. How many points will my Fico go up once the collection are gone? …

How much will my Fico increase after I remove a collection? Read more »