Should I agree to this debt settlement?
by Connie I owe a little more than $1,000 on my credit card to City Bank. This card had already been canceled by City Bank after I stopped making payments 7 months ago. I just got a letter from them …
Category: Credit Repair
Statue of Limitations effect on Credit Reports
by Nancy The Statue of limitations for all debts where I live is 4 years. Dose this has any effect on my credit report or credit score? I have 2 negative items (collection) on my credit report dating 5 years …
Tenant rent debts on credit report
by Drahomira My former tenant has on his credit report balance owned for rent. He contacted me and offered to pay me the balance showing on his credit report. What I need to do now to clear his credit report …
Too Many Inquiries?
by Jordan I just got my 3 in 1 credit report, and they add to it an explanation part that lists the negative items that affect your credit score. One of the negative items on my report reads “Too many …