Fast credit report repair – you do realize it’s a scam, right? Every day, companies target consumers with poor credit – promising instant credit repair for a fee. You see their advertisements on newspapers, on TV and on the internet: …

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Does debt erased after 7 years? A question I get too often… Unfortunately, the answer is NO. People sometimes confuse between two different notions – Credit Reporting Time Limit and Statute Of Limitations. Credit Reporting Time Frame Per the Fair …

Does Debt Erased After 7 Years? Read more »

If you’re trying to fix your credit score, you need to know how long do negative items stay on your credit report before you decide on the right course of action. Per the Fair Credit Reporting Act (FCRA), most negative …

How Long Do Negative Items Stay on My Credit Report? Read more »

Keeping a good credit score is really quite simple, and is certainly a lot easier than fixing an already damaged credit score. If you already have a good credit score, you probably know that it takes time to build good …

Keeping a Good Credit Score – Tips to Improve Credit Score Read more »