Utility bill one month behind
by Rob I’m paying my utility bills every month, but I keep them one month behind. Is this hurting my credit? No, but it cost you more by: Tracy Utility companies don’t report to the credit bureaus, so your late …
Category: Credit Repair
Late on car payment
by Esteban How bad is it to my credit if I’m late on my car payment? This month I was tight on my budget so I made my car payment in two halves. I just found out today that the …
Can I remove this nuisance charge-off?
by Gerardo My application for a car loan was denied. It turns out that I have a $48 charge-off from a credit card I didn’t even know I had. I’m guessing that it’s an unpaid annual fee. It’s was written …
Can the collection agencies still come after me?
by Lucas I have $20,000 worth of unpaid medical bills that are supposed to come off my credit report in the next two years, according to the DFOD. These are 4 separate collections account that went to collection after my …
Can the collection agencies still come after me? Read more »