by Virgile I’m trying to fix my credit report after a few years of financial misbehaving. My score is very bad, around 550. Anyway, I read some stuff and got the idea that the best way to re-build my credit …

Can I report a loan to the three credit bureaus myself? Read more »

by Ruby I have a friend that has bad credit, and the only way he can get a car loan is by me co-signing for him. I’m not too happy about it, but before declining him I want to fully …

Can it harm my credit if I co-sign a car loan for a friend? Read more »

by Melissa (NJ) I’ve checked my credit report lately. There are a couple “potential negative – closed accounts” on it. I have a few questions about it: 1) What exactly does this mean? 2) Because they are closed, are they …

Closed Accounts on Credit Report Read more »