by Laura How do I Dispute item on credit report that doesn’t belong to me? I got divorced 4 years ago, in 2008. Last month I noticed that there is a charged off account on my credit report. I don’t …

Dispute item on credit report that’s not mine Read more »

by Deborah Hi. I applied for 2 credit cards, and was approved for both. One offer was good and I accepted it (i.e. they issued a new card on my name), the second offer had lesser terms (high APR, annual …

Does an inquiry count if you decline the offer? Read more »

by Rick My score is pretty bad, so I wan’t approved for a car loan even with my girlfriend co signing with me. However – the dealership was able to approve her for the loan, with me as a second. …

Does being second on a loan will show up on my credit report? Read more »