by David I’m 18 and just starting to build my credit. I have a Discover student credit card with a $700 limit, and I want to build good credit so I can turn it into a regular Discover CC. I’d …
What’s better – carry balances or pay statements in full? Read more »
by Sharon I have a few 6 and 7 years old, closed accounts on my credit report. Two are credit card accounts I no longer use and a couple of consolidated student loans that were closed automatically. I’m working to …
Should I remove old closed accounts from my credit report? Read more »
by Rob I’m paying my utility bills every month, but I keep them one month behind. Is this hurting my credit? No, but it cost you more by: Tracy Utility companies don’t report to the credit bureaus, so your late …
by Edmund If I pay a collection agency and then dispute the item, will it come off my credit report? Maybe. Most likely not. by: Tracy If this is something that you’ve just recently paid, that it’s more likely that …
Can I pay a collection agency and then dispute it? Read more »