This section of your 3-in-1 Credit Report contains the bulk of your credit history information. It is very detailed, because it contains a history of your monthly payments for the past two years, and summary information for the past seven …

3-in-1 Credit Report – Part 2 Read more »

“How can I Check My Credit Report? It’s so overwhelming” is a statement I get to hear too often. Because your credit report and credit score are critical to your financial well-being, it’s important to understand exactly what the terms …

How to Check My Credit Report Read more »

Looking for your free annual credit score or your government free credit score but keep hitting a dead end? No Wonder. I’m always surprised again at the number of people that confuse between “free government credit report” to “government free …

Free Annual Credit Score / Government Free Credit Score Read more »

FCRA Credit Report – Free Annual Credit Report Law, amended by the Fair and Accurate Credit Transactions Act (FACT Act) was signed into law in December 2003. It incorporates new privacy regulations, dispute procedures and identity theft protection and the …

FCRA Credit Report Summary of Rights Read more »