Although cellular companies, rental agencies, cables & internet service providers and utility companies do not report to the credit bureaus, you may find that stopping payments can harm your credit score just the same. Unlike credit card companies, banks & …

Cellular Phones, Rent, Utility Bills and Credit Scores Read more »

This is a sample goodwill letter that you can send to your creditor, asking for his understanding and goodwill in removing a negative item from your credit report. Each case has its own unique circumstances and requires a different letter, …

Sample Goodwill Letter Read more »