Paying credit card before statement date can improve both your credit score and debt-to-income ratio, and may increase your chances of getting approved. Even if you always pay your statements in full and don’t carry balances on your credit cards, …
Paying credit card before statement date improves your credit Read more »
While most people know that missing payments can hurt their credit, they don’t realize that not paying taxes on time can adversely impact their credit score just the same. Not paying your taxes on time can result in a tax …
Not paying taxes on time impacts your credit score Read more »
While it may be a small price to pay for improving your terms and saving money, loan modification can knock down 80-100 points off your credit score. When market conditions change, you may want to improve your loan terms and …
When you’re shopping around for mortgage, student or auto loan, you want to get the best rate – and you should. Understanding how shopping for rates affects your Fico score is crucial, if you don’t want to hamper your score …