Divorce can be a painful process that takes its toll mentally and emotionally on both sides. When hard emotions are involved, reasoning takes second place. As a result, divorce can be very problematic with respect to credit reports and scores, …
Getting married is a wonderful moment in life, but what happens to your credit reports and scores when you get married? There are all kinds of common misconceptions about merging reports and falling credit scores. Find out how being married …
Collection accounts that appear on your credit report negatively affect your FICO score. That’s common knowledge. But what’s best for your credit – pay them off or just let them age off your report? Collection accounts affect your credit in …
Having a Charge Off on your credit report is detrimental to your credit score and credit standing. A single charge-off can lower your credit score by up to 120 points! Even as the charge off gets older, you may find …