by Blake I’m 22 and want to get my first credit card. I have no credit rating yet and I only work part time, so my bank say’s I will need someone to co-sign if I want this card. I …

Can someone with bad credit co-sign a loan? Read more »

by Stuart The mortgage officer told us that because of two unpaid small doctors bill my wife has on her file he can’t approve us. They are from 5 years ago, and my wife’s score is well above the 640 …

Can unpaid doctor’s bills keep me from getting a mortgage? Read more »

by Felipe I’m a 1st year college student, and I want to start building my credit. I don’t have a steady job yet. I do some photography freelance, and get some help from my parents a swell. I’ve already applied …

Can you get a credit card without a steady job? Read more »

by Pablo I’m turning 20 in June, so I’ve decided it’s time to take out my first credit card. I’ve applied to 4 different credit card companies, but they all turned me down! Someone told me that there are new …

Did it get harder to get credit if you’re under 21? Read more »