Minimum FICO for FHA
by Ricky I’m considering applying for a mortgage for the first time. Last week I went to myFico.com and paid for my 3 in 1 credit score. I have 671 from Equifax, 635 from Experian and 660 from TransUnion. Are …
Category: Obtaining Credit
Mortgage, Credit Scores & an old Charge-Off
by Heather My credit scores are 698/682/687 and I want to take a conventional mortgage (with 20% down payment). However, I have two very old derogatory items on my report: a paid off bill and a charge-off that was sold …
No Credit History Credit Cards
by Julia What are the best no credit history credit cards to start building credit? Secured credit cards, Store credit cards, Gas cards, by: Tracy Without a credit history you stand no chance of getting a standard credit card. Especially …
Pay judgment or wait 3 years?
by Christine I have a $1,200 judgment against me, from a credit card debt I incurred when I was young. The debt is about 7 years old, and the judgment is from 4 years ago. Should I pay it off …