Fico Credit Score Range

Fico is the leading credit score, with over 90% of lenders and creditors using it for making their lending decisions and determining your terms.

Fico credit score range runs from 300–850, and is divided to 6 risk categories:

• 700–850     Excellent
• 680–700     Good
• 620–680     Average
• 580–620     Low
• 500–580     Poor
• 300–500     Bad

Average Fico Credit Score

• The “Factual” version is used by mortgage brokers.
• The “Auto Enhanced” version is used by car dealers.
• The “Standard” version is a generic version of Fico, and is the only version that’s available to consumers.

Because each version assigns different weights to different factors – the scores between them can vary by 50-100 points. All three versions run on the same scale from 300–850, as can be seen in the following graphic view of the Fico credit score range:

For more information on the different versions of Fico scores see Understanding Fico Scores.

How does my score influances me financially?
If you’re concerned about your Fico score and want to know how does it influence you financially, see What Are Good Credit Scores.