Free Equifax Annual Credit Report
A step-by-step guide for obtaining your Free Equifax Annual Credit Report. Read this important information BEFORE requesting your report, so that you understand your rights under the Fair Credit Reporting Act.Equifax is one of the 3 major credit bureaus and a global leader in turning information into intelligence. The other two national credit bureaus are TransUnion & Experian. Equifax provides consumers means of viewing their credit reports and scores, services for maintaining their credit history files and should the need arise – dispute them.
Although Equifax provides consumers with their credit reports, credit scores and credit monitoring – these services are NOT free of charge.
The ONLY place to get your Free Equifax Annual Credit Report is through the government regulated Annual Credit Report Request Service!
This site was set by the three major credit bureaus for the sole purpose of providing consumers with their Free Annual Credit Report, and is the ONLY place where you can get your credit report for free.
Through this site/service you can order your free annual credit report from just 1, 2 or all 3 of the credit bureaus. You can view your credit reports immediately on line, print them or have them mailed to you. See How to order your Free Annual Credit Report for more important information.
Several scenarios entitle you to an additional Equifax free credit report on top of your free annual credit report. These include being declined credit, if you’re unemployed and looking for a job, if you’re disputing your Equifax credit report, you’ve been a victim of identity theft and a few more.
Only when these conditions are met – you should contact Equifax directly. See how and when to get additional free credit report for more information.
Equifax credit bureau contact information:
Web Site: www.equifax.com
www.equifax.com/fcra
Phone: 1-800-685-1111
Mailing Address: Equifax Credit Information Services, Inc
P.O. Box 740241
Atlanta, GA 30374