Free Instant Credit Report Online
Everyone is entitled to receive free instant credit report online from each of the 3 major credit bureaus (Equifax, Experian & Trans-Union) every 12 months. You should take advantage of this privilege and order your free annual credit reports to monitor your credit history, check for errors and protect yourself against identity theft.How to Get Your Free Instant Credit Report Online?
The ONLY place to get your free instant credit report online is the government regulated Annual Credit Report Request Service. This website is regulated by the Federal Trade Commission (FTC) and was put up by the 3 major credit bureaus for the sole purpose of providing consumers their free instant credit reports online.
When you order your annual credit reports from the Annual Credit Report Request Service online, you get immediate access to them. You can view your reports immediately online, download or print them. You can order a separate report from just a single credit bureau of your choice, or a combined report from all 3 credit bureaus (called 3 in 1 Credit Report). Most people order a combined report because it’s much easier to check compared to three single-bureau credit report.
Additionally, each of the 3 major credit bureaus sells credit reports to consumers thru their websites. Keep in mind however that these reports are NOT part of your government mandated free annual credit report and are not free.
Personal Information Scams Warning
There are plenty of scam websites that attempt to steal your personal information.
The Annual Credit Report Request Service will not call or send you an email asking for personal information. If you do receive such a request – DO NOT respond to it!
You should also avoid using any other website that advertize “Free Credit Reports“, “Free Credit Scores” or other popular search terms. Most are imposter sites that either try to steal information from you, or charge you a fee for a service that’s free by law!