My Bank of America card not showing

[Carrie]

I have had a BOA card for about 6 years now. It has a balance on it and I always pay on time.
I have an excellent credit score, however I checked all three credit reports and neither have this card on record. All of my other accounts and past liens are listed.

I’m not overly concerned as it is not causing any issue in fact I’m hoping it remains off as the balance is a little high and will probably lower my score a bit.

I’m just wondering what would cause this. If I chose to investigate, would I have to initiate or will the problem correct itself. Anyone else ever had this issue?

[Stacy Wall]

Probably a clerical error

Clerical errors are made by credit bureaus and creditors alike.
Since the card is not showing an all 3 reports, this rules out credit bureau error.

Probably the credit card company is reporting the card with some kind of error. It may be misspelling of your name, nickname, SSN, address, previous address or even your pre-marriage name.

These type off errors happen all the time. Factor in the merger issue – it must be it.

What I would do is call the credit card company and go over your details again.

If you manage to sort it out, do come back and share it with us..

Regards

[Author]

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