How does your credit affect you?
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What are the affects of your credit score in real life? Tnx.
Several ways
Your credit score, credit report & credit history can affect your financial life in various ways:
- It determines if you get approved for a credit card, car loan, mortgage etc.
- Assuming you are approved – it determines your terms (i.e. the interest you pay.
- It determines the rates you pay on your insurance
- It can determine if you can get certain jobs
- It can determine if you can get a rental contract or a car lease agreement
- It can determine if you can get free phone or similar services
Hope this helps.
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