How to convert vantage credit score to FICO

[Dan]

My vantage credit score is 762, but I need to know my FICO score because I understand the creditors prefer to use it.

How can I convert it to FICO? Thanks

[Freddie]

You can’t convert one to the other

You can’t convert a vantage score to FICO. They use different scale, different formulas, different weights and emphasis on the items from your credit report etc.

Roughly, you can expect your FICO to be ~100 less than your vantage, but that is only because Vantage ranges from 501 to 990 while FICO ranges from 300 – 850.

Click here for a visual comparison between Vantage and Fico scores.

You can’t do much with your vantage score. The 3 major credit bureaus try to sell them to consumers, but ~90% of creditors use the FICO, so…

Don’t waste your money on buying Vantage score. They’re useless. If you want to get a sense of what your FICO is – go to CreditKarma. They give you a free score based on you Transunion credit report. It is also not an actual FICO, but according to numerous users – it’s very correlated and within less than 50 points from your FICO.

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