Where does auto-enhanced FICO get its information?

Credit Report & Score Guide Forums Credit Score Forum Where does auto-enhanced FICO get its information?

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  • #18929
    Enrique
    Guest

    Anybody knows where does auto-enhanced fico gets its information and why is it different from classic FICO?

    #18931
    Allen
    Guest

    Same information as classic FICO

    Classic and auto-enhanced FICO use the same information – the information that’s on your credit report.

    The only difference between the two scores is that auto-enhanced FICO uses different weights than classic FICO for car-loan related information.

    As a result, a late car payment, a repossession, settlement etc will result in greater drop of your auto-enhanced FICO than that of classic FICO.





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