Free credit bureau score
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Where can I get really free credit bureau score? All these sites that advertise “free credit score” are just a scam. They’re NEVER free. Thank you
Re: Free credit bureau score
It’s true. 99% of the sites that advertise “free credit score” only give you a seven day free trial, and you must give them your credit card details to enroll. And let me tell you something else – you won’t find anywhere in their site how to cancel that “free trial”. In the end you’ll be charged. My advice – stay away from any site that requires your credit card details for anything free.
B.T.W., all these sites don’t even sell you a real Fico score. They don’t disclose it, but third party credit scores are only an estimate. They’re also known as FAKKO Score, fake scores or educational scores and are practically useless.
Unfortunately, as per the FACT Act, you are only entitled to get free credit reports. Free credit scores are not included. They are a product, and as such cost money.
Having that said, there is one website that DOES provide completely free credit score – Credit Karma. They provide absolutely free credit score as well as free credit monitoring, free Fico simulator and more.
The score Credit Karma provides for free is based on your TransUnion’s credit report. It’s very close to your real FICO score (within 50 points of it) and is highly correlated to it.
Their free credit monitoring is also based on you TransUnion’s file. It’s not full proof, but much better than having no monitoring service at all.
See free-annual-credit-score.html and free-fico-credit-score.html for more information.
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