Identity theft protection services
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Various services (e.g. Lifelock) advertise that they make it impossible to steal the identity of people using their services. How reliable are these statements? Do they actually prevent identity theft?
They only make it a little harder..
I’m not sure which services you’re referring to, but Lifelock certainly doesn’t live to its expectations. It merely puts a freeze on your credit reports.
Freezing your credit is currently the best way to slow down identity theft and minimize the chances of it occurring to you. However, you don’t need liflock for it. You can do it yourself (See Credit Freeze for more details) for much less.
Their Billion dollar guarantee is a nice gimmick, but legally you are never responsible for damages done in your name as part of an ID theft fraud.
The statistics shows that the majority of identity thefts are cause by people you know – family, friend and co-workers. You should take extra care to protect your information especially from the people you fear the less. Follow these tips to better protect yourself against identity theft.
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