KEY DEROGATORY question Credit Report & Score Guide › Forums › Credit Repair Forum › KEY DEROGATORY question Tagged: credit card bills, credit repair, KEY DEROGATORY This topic has 0 replies, 1 voice, and was last updated 10 years, 6 months ago by Susan. Viewing 1 post (of 1 total) Author Posts June 4, 2014 at 8:03 AM #15965 SusanGuest I couldn’t pay my last three credit card bills, so now my credit account shows as KEY DEROGATORY on my score, and I’ve dropped a 100 points. I want to start making payments again. How much time it takes to get my score back to were it was? Author Posts Viewing 1 post (of 1 total) You must be logged in to reply to this topic. Log In Username: Password: Keep me signed in Please enable JavaScript to make a form submission Log In Log in / Register