My free credit score
- This topic has 2 replies, 1 voice, and was last updated 10 years, 5 months ago by
.
-
Posts
-
Where can I see my free credit score? I know how to get my annual three in one credit reports for free, but I don’t understand how to get my 3 free credit scores that goes along with it.
Thanx 🙂
I get my free credit score from Credit Karma
They are a good and reliable service. They don’t request my credit card, and there is no trial period because their offer is ALWAYS FREE!
They give free credit score, free credit monitoring and free fraud alert – 24/7!
I highly recommend them!
Re: Where to get my free credit score
Unfortunately, free credit scores are not part of the FACT Act. It is true that your credit score must be provided to you upon request – but you will have to pay for it.
It is very common for people to confuse between a free credit report to a free credit score. Credit reports are free. Credit score are almost never free. You can find many sites that DO advertise “free credit scores”. However – these “free” services are not part of the FACT Act and are therefore never really free.
All these sites DO provide your 3 free credit scores, but for subscribers only, at a $15 – $25 monthly fee. They do offer a free trial period, but you must provide them your credit card details to enroll. Then you find yourself with a charge for accidentally clicking a link and buying a service you had no intention to buy. Further more, the free trial automatically converts to a paid subscription…
That having said, there are some honest sites that offer really free credit score without asking for your credit card details first. A very good site that I use myself is Credit Karma. It gives my free credit score based on my Trans Union report, a free credit monitoring service, a free fraud alert service and a free Fico simulator.
There’s also Credit Sesame & Quizzle that also do not request your credit card details, but I don’t know them good enough so you’ll have to inquire yourself.
See free-annual-credit-score.html for more information, and free-fico-credit-score.html for a list of truly free credit score services.
- You must be logged in to reply to this topic.