Security freeze question

Credit Report & Score Guide Forums Identity Theft Forum Security freeze question

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  • #15960
    Lesa
    Guest

    I want to block my credit history from being viewed by my contractors. Should I put a security freeze on my file?

    #15975
    Tracy Winters
    Keymaster

    You can’t block your current contractors

    You have no way of doing that. A security freeze is only good for blocking NEW creditors and lenders from accessing your credit report.
    However, once you have an existing relationship with a business, they continue to have free access to your credit report regardless of the security freeze, or even a fraud alert for that matter.

    This is for a good reason, because they need to maintain and monitor your existing account with them.

    Hope this helps.





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