Sample Letter for Closing a Credit Card Account
This is a sample letter for closing a credit card account that you can send to the credit card company when you want to close an account.Send your letter via certified mail, return receipt requested, so that you have a record that the credit card company received your correspondence.
For your convenience, copy this text into your favorite text editor software, or you can download a text version of it from here. Replace the bolded items with your personal information and edit the [square brackets] as required.
Sample Letter for Closing a Credit Card Account
Your Name
Address
City, State Zip
Name of Creditor
Address
City, State Zip Code
Re: Account Number: [The card number]
Dear Sir or Madam:
On [Date], I made a request by telephone to have my account closed. This letter confirms that request.
Please close the following account in my name:
Name on Card: [The name on the card]
Account Number: [The card number]
The balance was paid on [Date] with [Check Number or Reference Number from your bank account statement for the withdrawal]. That brings my account balance to zero and all fiscal responsibilities with this credit card account to a close.
Please send me written confirmation that my account has been closed, and that the balance is zero. Also, please confirm that you have notified all appropriate credit bureaus that this account was “Closed by request of cardholder.”
If there are any discrepancies between my records and yours, please contact me by mail at the address below or by phone at [your telephone number].
Thank you for your prompt attention to this matter.
Sincerely,
Your Name
Address
City, State Zip
[Your Signature]