by Christine Muehlbauer (Las Vegas/NV/U.S.) My credit score is currently 762/Excellent. Although a biggie, my only default is from two years ago which was a delinquency on my mortgage and it was past 120 days of payment. This was due …
by Joyce I use myFico.com to monitor my credit scores. Last week I applied for a car loan, but when they pulled my scores – they were lower than the ones I got at myFico. I’m confused. Which scores are …
The score my lender see’s is different than what I get on myFico. Which is correct? Read more »
by Brendy I have 2 high-limit credit cards (8k City & 6k BOA) along with a few low-limit older cards. I just got another 7k limit increase on my Discover CC, which more than covers my lower-limit CC combined. So …
Should I get rid of my lower limit credit cards? Read more »
by Shirley My current car was bough 20 months ago. When I bought it I had a bankruptcy and a few tax linens on my report, and my score was 510. The loan I got from Capital 1 was for …
Looking for a lower rate – refinance or get a new car? Read more »