Build credit or pay off loan?
by Willis I have a car loan with 0% APR. I have no other debts, and no credit cards. I have enough money to pay the car loan off. What’s better – pay off the loan and be debt-free or …
Tag: building credit history
Build good credit with charge-off record?
by Dewey Can you build good credit even you have negative information on your report? I have a charge off that was reported 3 years ago, so is there a point to start building credit history, or is it a …
Building a credit history – score not building
by Timothy I’ve been renting a home for the last 3 years. The utility, internet & cable bill are under my name (aside from the rent contract which is under my name, naturally), and I’ve made all payments on time! …
Building credit history – Loan or Credit Card?
by Alice I’ve always been responsible with my financial matters and never used credit, only cash. My mantra is that if I can’t pay it in cash then I don’t need it. Unfortunately, because of this I have absolutely no …