by Louella When building credit history, is it better to pay just the minimum required payments on my credit card and keep the balance on it, or to pay the statement in full? Thanks.. Pay your statements in full by: …

Building credit history – what’s best? Read more »

by Felipe My dad wants to add me as an authorized user on his American Express charge card. I know that credit piggybacking works for family members with credit cards, but does it also work with charge cards? I know …

Do charge cards build credit? Read more »

by Gladys I’ve opened a checking account with Capital One and go a debit card with it (Master Card). Along came an instruction letter, explaining that if I choose “Credit” instead of “Debit” then all of my purchase will be …

Do debit cards build history? Read more »

by Stephanie I’m 21. Have no credit history. It’s the only credit card I can get… They Don’t by: Stacy Unfortunately, pre-paid credit cards are not extension of credit. As such, they are not reported to the credit bureaus, and …

Do prepaid credit cards build credit? Read more »