Cash or Credit?
As recently published in the New York Times, a significant number of Americans are making a “Cash Only” pledge because of the increasing number of debit & credit card breaches at major retailers. A hint for what’s yet to come …
Tag: credit building
Compare your credit habits to those of FICO high achievers
A credit score of +800 is within your reach! Learn how to improve your credit score from the 40 Million Fico “High Achievers”. A recent myFico.com study compared credit habits of 40 Million consumers with credit score above 800 to …
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Credit Report Laws
The Fair Credit Reporting Act (FCRA), amended by the Fair and Accurate Credit Transactions Act (FACT Act) defines consumer credit report laws and rights. It incorporates important privacy regulations, dispute procedures, identity theft protection measures and procedures for the distribution …
Building credit: secured or conventional credit card?
by Patricia What’s best for building credit? I have one conventional low-limit credit card (Capital 1, $750 limit), and my credit score has stagnated at 664. I’m considering applying for another credit card. Would it be better to put 3K-5K …
Building credit: secured or conventional credit card? Read more »