by Edna I’m using Automatic payments from my checking account to pay off my credit card. I’ve set it to pay the balance in full 7 days before the due date. Would this have any effect on my credit history? …

Using automated payments to pay credit card Read more »

by Ramakant Agarwal (Jersey City) This is a follow up query to one of my earlier query (Credit limit & Credit Inquiries). It was indeed very helpful. I have couple of more questions 1. I want to know regarding the …

When to pay my credit card statement to build good credit Read more »

by Janell I have no credit card of my own, so my father suggested adding me as an authorized user to his credit card to build my credit. He has good credit. Is it a good idea? Will it build …

Will it help build my credit if my father added my name to his card? Read more »