by Lillian Hi. I’m 22, work full time and earn reasonable wages. I recently applied for a car loan and got denied because I have no credit history. My aunt suggested adding me as an authorized user on her credit …

Will it help me establish credit if my aunt adds me as an authorized user on her credit card? Read more »

You have a right to receive a yearly free credit report from each of the 3 major credit bureaus: TransUnion, Experian & Equifax. You should take advantage of this privilege and order your free annual credit report to monitor your …

Yearly Free Credit Report Read more »

Every one is entitled to get a free copy of his credit reports from the 3 major credit bureaus (TransUnion, Equifax & Experian) every 12 months. The credit reporting bussines is regulated by the federal government by means of the …

3 Bureau Free Credit Report Read more »