The Consumer Credit Report Law (better known as the Fair Credit Reporting Act (FCRA)) establishes your rights in regards to credit reports. It governs credit report agencies (credit bureaus) and protects consumers by limiting the purposes for which credit checks …
How to convert vantage to Fico? I often get this question in the mail. Even though Vantage and Fico are quite similar, they use different formulas and don’t weigh things the same. Thus, convert Vantage to Fico and vise versa …
Here are three sample credit bureau dispute letters that you can send to the credit bureaus in order to dispute incorrect, incomplete or inaccurate information. Do not dispute more than 3-4 items at a time. Experts claim that disputing too …
If you were denied credit because of “credit bureau information is missing or unavailable“, It means that the lender refused you application because he can’t access your credit report(s), so he doesn’t know if it is safe to lend you …
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