How to fix bad credit that’s not my fault?
by Stephanie I’m 21 years old, and never had a credit card or a loan of any kind. I pulled my credit report for the first time, and was amazed to find out that there are multiple credit card defaults …
Tag: credit freeze
Did my sister ruin my credit score?
by Lowell Hi. I’m 21 and I think that my sister had ruined my credit. I keep getting denied for any kind of credit I apply. I can’t even get out a new mobile contract. About 6 month ago I …
Is this a case of identity theft or fraud?
by Betty I got a letter from a collection agency about a debt I presumably have from a defaulted loan. I know nothing about such debt, which is originated by a bank I don’t have an account with. I contacted …
Help with id theft
by Tiffany I need help with id theft. My application for a credit card was denied. The letter said that I have too much debt because of a mortgage. However, I do not have any mortgage. Not necessarily an id …