Does your report shows too many credit report inquiries? Does it affect your credit score? Just how many are “too many”? I get this question in the mail all the time. People are concerned about the effect too many inquiries …
Credit Report Inquiries – How Many Are Too Many? Read more »
This is a sample credit inquiry dispute letter that you can send to the unauthorized inquirers, demanding them to remove their inquiries from your credit report. Send your dispute letter via certified mail, return receipt requested, so that you have …
For most people – the process of removing credit inquiries may not be worth the effort. Credit inquiries have a limited impact on your credit score. FICO credit score stops factoring hard inquiries after a year, and the inquiries are …
When someone access or “inquire” about your credit information with the credit bureau – it registers as a soft inquiry on your credit report. As opposed to hard inquiries that are made when a prospective lender inquires about a person’s …