by Christine Muehlbauer (Las Vegas/NV/U.S.) My credit score is currently 762/Excellent. Although a biggie, my only default is from two years ago which was a delinquency on my mortgage and it was past 120 days of payment. This was due …
As recently published in the New York Times, a significant number of Americans are making a “Cash Only” pledge because of the increasing number of debit & credit card breaches at major retailers. A hint for what’s yet to come …
A credit score of +800 is within your reach! Learn how to improve your credit score from the 40 Million Fico “High Achievers”. A recent myFico.com study compared credit habits of 40 Million consumers with credit score above 800 to …
Compare your credit habits to those of FICO high achievers Read more »
The Fair Credit Reporting Act (FCRA), amended by the Fair and Accurate Credit Transactions Act (FACT Act) defines consumer credit report laws and rights. It incorporates important privacy regulations, dispute procedures, identity theft protection measures and procedures for the distribution …