by Heather My credit scores are 698/682/687 and I want to take a conventional mortgage (with 20% down payment). However, I have two very old derogatory items on my report: a paid off bill and a charge-off that was sold …

Mortgage, Credit Scores & an old Charge-Off Read more »

by Julia What are the best no credit history credit cards to start building credit? Secured credit cards, Store credit cards, Gas cards, by: Tracy Without a credit history you stand no chance of getting a standard credit card. Especially …

No Credit History Credit Cards Read more »

by Norma I got a letter from first National Bank, stating that I got pre approved for their Omaha Maximum Rewards Visa Card. I didn’t apply for any card lately, especially not for this card. I also didn’t authorize them …

Pre approved credit card? Read more »