There’s a difference between your normal/classic FICO Score, and the score car dealers graded you when you apply for car loan. Auto Loan Credit Scores were developed by Fair Isaac (the same company that developed the classic FICO) especially for …

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The terms bucketing and rebucketing refers different credit categories and the way Fico formula evaluate consumers’ credit scores. You may have expected that that Fico would evaluate people solely on the basis of their credit file, but this is not …

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