Chapter 7 bankruptcy stay on your credit report for 10 years from the date filed. Accounts included in bankruptcy stay on your credit report for 7 years from the date they were reported as included in the bankruptcy. Do not …

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The term “Key Derogatory” is often used by the credit bureaus to mark a significant negative entry on your credit report. Accounts listed as Key Derogatory (KD) have significant effect on your credit. ““Derogatory” refers to negative information, while ““Key” …

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