by Leslie What is the minimum credit score that can guaranty approval for a personal loan? It doesn’t work that way by: Tracy Credit scores account for only a small part of the lending process when it comes to personal …

Minimum credit score for a personal loan Read more »

by by Anita (Louisiana) My husband and I want to apply for a mortgage, but we’re afraid that his bad credit can keep us from getting approved. My credit score is above the 640, but his is below 600. The …

Does a spouse’s bad credit mean no mortgage? Read more »

by Kirk I’ve recently applied for a car loan, and now I’m worried that all these inquiries will hurt my chances of getting a mortgage (I plan to apply 6 months from now). Will they? Rate shopping counts as only …

Will lot of inquiries hurt my chances to get a mortgage? Read more »

by Freddie I received two credit card application forms in the mail. One says I’ve been pre-selected, while the other one says I’ve been pre-approved. What’s the difference between them? There’s no such thing as Pre-approved by: Tracy There’s no …

Pre-selected vs. Pre-approved Read more »