Cash or Credit?
As recently published in the New York Times, a significant number of Americans are making a “Cash Only” pledge because of the increasing number of debit & credit card breaches at major retailers. A hint for what’s yet to come …
Tag: credit repair
Can prepaying student loans help credit score?
by Nigel I’m looking into buying a car, and would like to raise my credit score so that I can get better terms. I’m able to prepay my student loans, but does it worth it? If I do, will it …
Compare your credit habits to those of FICO high achievers
A credit score of +800 is within your reach! Learn how to improve your credit score from the 40 Million Fico “High Achievers”. A recent myFico.com study compared credit habits of 40 Million consumers with credit score above 800 to …
Compare your credit habits to those of FICO high achievers Read more »
How can I fix a 5 Yr old credit card default?
by Richard I have an account that I opened 5 yrs ago (when I was 18) and I defaulted on. When it was send to collection it had a balance of ~$1700. I’m considering applying for a car loan and …