The Fair Credit Reporting Act (FCRA), amended by the Fair and Accurate Credit Transactions Act (FACT Act) defines consumer credit report laws and rights. It incorporates important privacy regulations, dispute procedures, identity theft protection measures and procedures for the distribution …
If you’re planning on applying for a new credit card, you can use this chart as a point of reference. The chart shows the national credit card average rate trends for bad, good & excellent credit scores over the past …
by Joe I have an old credit card charge off on my credit report that is past the SOL. I disputed it with all 3 major credit bureaus but got an answer that the debt is verified and will not …
Removing debt past statute of limitations from credit report Read more »
How to avoid the post-holiday blue when the credit card statements arrive, and how to avoid damaging your credit during the holiday season Don’t open new credit lines for small savings During the holiday season retailers constantly bombard customers with …