by Kyle I have a little more than $20,000 in credit card debt that I can’t pay off. I’m considering a settlement with the credit card company or filing bankruptcy. How would a settlement affect my credit? Forget about settlement …

How will a settlement affect my credit? Read more »

by Sarah After almost two years I’ve finally succeeded in getting better terms on my mortgage. While it’s a small price to pay for the incredible amount of money I’ve managed to save, my credit was knocked down almost 90 …

Credit repair after a loan modification Read more »