by Nicole (LA) I’m relatively educated in credit matters. My spouse however makes makes less then beneficial choices regarding his. For example, he likes to open new accounts to use the instant benefits (such as points, deals, etc.) but then …

How do I discuss credit issues with my spouse? Read more »

by Brian My report shows a saferent credit inquiry from 3 months ago. I’m renting the same apartment for over 4 years and haven’t applied for any apartment lately. It’s probably your current landlord by: Tracy From time to time, …

What is SafeRent credit inquiry doing on my credit report? Read more »

by Jarrod What’s worse to your credit – bankruptcy or foreclosure? My mortgage balance is currently $255K on a home that’s worth only $195K. I’m considering letting my home go to foreclosure, of filing for bankruptcy. Any thoughts are most …

Bankruptcy versus Foreclosure Read more »