by Ralph I’m 16 and I want to get car. I probably have no credit history, but i’m not sure. Bad credit is much worse by: Tracy You ask two questions. Considering your age, you probably don’t have credit history …

What’s worse – no credit history or bad credit? Read more »

by Andres I got a speeding ticket 5 months ago. I neglected it and paid it only 2 days ago. Now I’m worried that it may appear on my credit report and ruin my credit. Thank you Most likely – …

Will this speeding ticket ruin my credit? Read more »

You have a right to receive a yearly free credit report from each of the 3 major credit bureaus: TransUnion, Experian & Equifax. You should take advantage of this privilege and order your free annual credit report to monitor your …

Yearly Free Credit Report Read more »

Every one is entitled to get a free copy of his credit reports from the 3 major credit bureaus (TransUnion, Equifax & Experian) every 12 months. The credit reporting bussines is regulated by the federal government by means of the …

3 Bureau Free Credit Report Read more »