Here are definitions of key terms and phrases common to the credit reports and scores. Refer back to this glossary when you come across any jargon that leaves you puzzled. To fast forward to a particular section of this glossary …
Credit Karma is a San Francisco company that provides free credit scores to consumers, based on the TransRisk credit score generated from the national credit bureau TransUnion. Funded on March 2008, the company states that “We believe free access to …
FICO score formula considers a wide range of information that’s on your credit report. There are, however certain types of factors that are ignored by the FICO system and can’t hurt your score. If you’re looking for what DO goes …
FICO Score Formula – Factors that won’t hurt your score Read more »
Does your report shows too many credit report inquiries? Does it affect your credit score? Just how many are “too many”? I get this question in the mail all the time. People are concerned about the effect too many inquiries …
Credit Report Inquiries – How Many Are Too Many? Read more »