The Fair Credit Reporting Act (FCRA), amended by the Fair and Accurate Credit Transactions Act (FACT Act) defines consumer credit report laws and rights. It incorporates important privacy regulations, dispute procedures, identity theft protection measures and procedures for the distribution …

Credit Report Laws Read more »

FCRA Credit Report – Free Annual Credit Report Law, amended by the Fair and Accurate Credit Transactions Act (FACT Act) was signed into law in December 2003. It incorporates new privacy regulations, dispute procedures and identity theft protection and the …

FCRA Credit Report Summary of Rights Read more »