Dispute item on credit report that’s not mine
by Laura How do I Dispute item on credit report that doesn’t belong to me? I got divorced 4 years ago, in 2008. Last month I noticed that there is a charged off account on my credit report. I don’t …
Tag: credit reporting agencies dispute
How to dispute credit report error that is misleading because it’s incomplete?
by Anne I was checking my 3-in-1 credit report the other day. My score with Equifax & Experian is above 700, but my TransUnion score is ~640. When I checked my reports I found out that on my TransUnion report …
How to dispute credit report error that is misleading because it’s incomplete? Read more »
Credit Reporting Agencies Dispute
The Fair and Accurate Credit Transactions Act (FACT Act) enacted 2003 incorporates credit reporting agencies dispute procedures and regulations that allow you to keep your credit information accurate and up to date. Credit Reporting Agencies (CRAs), creditors and financial institutions …
Credit Report Disputes
The federal government has set up a credit report disputes mechanism that allows consumers to keep their credit information accurate and up to date. Credit bureaus, lenders, creditor and financial institutions make mistakes every year. In fact, a study released …